Everyone has heard of fraud when it comes to online shopping. If online shopping is one of your choices, it is important to ensure your safety. Let us know in detail about the precautions that must be taken while shopping online.
Use of familiar online shopping websites or apps
Due to the popularity of online shopping, a new online shopping website is being seen every day. However, in order to be safe in online shopping, it is better to shop from well-known websites as much as possible.
If you search for a product on Google, the search results may lead you to an unknown website. But if you shop from a familiar website, you don’t have to worry about fraud or security issues.
Suppose we know that Daraj.com website has online stores of numerous retail outlets, each big brand has its own store, etc. So in case of online shopping we must trust this site.
Also make sure that the top level domain is spelled correctly when entering the website. For example: Facebook.com and fakebook.com but different sites. All of these can be more serious when it comes to online shopping due to a wrong website address.
Beware of unusual discounts
Many fraudulent sites are snatching hundreds of crores of rupees from customers by trapping them at unusual discounts or discounts. Don’t be fooled by their flashy ads or discounts. No business can survive with unusual price discounts. So beware of all this!
Online shopping site with SSL encryption
Debit from any website or Credit card Be sure to check that the website has SSL (Secure Socket Layer) encryption installed before purchasing anything. Identifying a website with an SSL is extremely easy.
The website whose SSL encryption is installed, the URL of the website i.e. the address does not start with HTTP, but with HTTPS. This is done by clicking on the address bar in the browser. Also, when you enter a website with SSL encryption, a locked padlock icon appears on the left or right side of the URL in the browser’s address bar.
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However, whether this SSL encryption will be detected also depends on the browser you are using. If you are using Google Chrome, it will immediately treat websites with HTTP as “not secure”. Always try to keep your internet browser up to date.
Refrain from sharing additional information
In the case of online shopping, it is unreasonable to ask for your NID number or your date of birth. If a fraudster gets your credit card number and any such useful information, it can be a huge problem for him.
So in order to be safe in online shopping, refrain from sharing any additional information. Provide as little personal information as possible. Even if you fall into the trap of cheating, the cheater can still survive if you don’t have enough information.
Enter a strong password on an online shopping site
Even if it sounds like a broken record, the security of your account in the online store depends on how strong your password is for online shopping. So make sure that the password of the account on your favorite website for online shopping is strong.
In case of online banking or shopping Strong password It is very important to use. Although it is possible to crack all passwords, using strong passwords gives you extra security. You can also save the password to your Google account. As a result, whenever your account information is leaked to a data breach, you can easily find out about it.
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Regular online shopping statement verification
Most people only check the statement of credit card, debit card or other online payment method when they buy something or at the end of the month or year. However, it is not safe. Check these account statements as regularly as possible.
When checking your statement regularly, make sure that you are not being charged for fraud. Also try to make all online transactions using credit cards as much as possible. If a seller suddenly asks you to use another payment method like Wired Money, the risk of fraud remains.
Ensure computer or mobile security
Ensuring the security of the device you are shopping for online is also one of the precautions that you must take.
In many cases, fraudsters do not always wait for you to provide them with information by mistake. Fraudsters may have already sent malware to your mobile phone or computer which will steal your credit card information when you buy something online. So always on the computer Antivirus Use the software. Also, refrain from installing unfamiliar or suspicious apps on mobile phones. It is better not to install apps outside the Play Store on Android. IPhone Stay away from unfamiliar or suspicious apps while running.
Antivirus software not only prevents malware, but also protects you from spam, phishing attacks, phishing mail, etc. However, just installing antivirus is not the end of your work. Always keep your antivirus up to date so that no new threats can cause you problems.
WiFi network security
For online shopping using public WiFi, use only known WiFi networks. A lot Free wifi This can lead to security issues, which makes it not safe to shop online. Also for extra security if possible VPN Can use.
Mobile payment
Development, Cash Due to the huge popularity of mobile banking services like this, it has become common to make payments using mobile for online shopping. Most of the online stores in the country also support payment through these mobile banking.
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So in case of online payment, if possible, use mobile banking instead of credit card. With the help of mobile banking, transactions can be done faster with additional security. Also the OTP code is less likely to be deceived as every transaction is done.
Cellar verification
In many cases, online shopping websites do not purchase and verify the product itself from the seller. As a result, the responsibility of verifying before buying anything from a seller rests with the person who is shopping online.
At any time, before ordering any product, check the review of that product. You can also check what customers are saying about other products from the same seller. You can also visit the seller’s Facebook page or website to verify the credibility.
In most online shopping cases fraud is committed during delivery. If you are a victim of such an incident, contact the website authorities as soon as possible and present your complaint properly.
In the case of online shopping, caution can often be used to avoid potential scams. So when shopping online, always be careful by following the mentioned topics.
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